FINANCIAL STUDY: At Nexthouse we offer a free financial study for each buyer client, analyzing the financial capacity and indebtedness. Calculating the maximum price of the house to acquire, monthly payment, better banking conditions, cancellation of other debts, etc.
VARIABLE, FIXED AND MIXED TYPE MORTGAGE: We are a preferred partner agent of the best banking entities, we have our own appraisers in order to obtain financing up to 100%. We offer you several mortgage products so that you can find the one that best suits your needs.
BE AN OWNER: Any person, or family, can have the opportunity to own a home through our financing. For half of what you pay for rent, you can own your home.
TAX DEDUCTION:
In addition, if it is your first habitual home, and the price is less than € 270.000 €, you will have a 3% reduction in the property transfer tax. Being the total tax + expenses 7%, approximately, on the amount of the home to be purchased. MORTGAGE UP TO 100%
If you have some savings, we can obtain financing between 90 and 100% of the value of the home, depending on the profile. We analyze the maximum amount of the loan, and we obtain the highest possible value with our own appraisers.
DOUBLE MORTGAGE GUARANTEE
If you only have 10% of the value of the home in savings, but you have the possibility of being guaranteed with another home, we can finance the rest, including expenses, that you need, having priority of amortization in the guaranteed home. In a few years you will have released the guarantee of the house as collateral.
SECOND RESIDENCE MORTGAGE
If you already have a home, and you have it free of charges or you have little mortgage left, you can now buy a second home financing 100% + expenses. Whatever you lack, we will finance it on the habitual residence, and you will be able to enjoy a second residence or rent it to pay for itself and have an additional profitability.
MORTGAGE CHANGE OF HOUSE
You think you need a better house and you don't want to rush by selling your current one, we offer you the possibility of changing your house just by paying the mortgage on the new home, and you will have the time you need to sell your current home.